단기 대기자금 급증에 부동산 과열로 통화량 증폭

Increased money supply due to overheatin

6월에 27조원이 시중에 더 풀리며 통화량이 기업보다 가계로 집중되는 단기 투자자금 쏠림이 뚜렷해지고 있다.

6월 통화량은 가계(비영리)가 0.9% 증가하고 기업부문이 0.8% 증가이고 금융기관 통화량은 감소하고 단기자금에 몰려 MI(현금화 통화)가 1.3% 증가했다.

한국은행 6월 통화량은 가계(비영리단체)가 1665조8천억원으로 전월대비 14조3천억원의 0.9% 증가에서 주택담보대출이 5조원 증가했다.

반면 기업부문 통화량은 1000조8천억원으로 전월대비 7조9천억원(0.8%) 증가에 금융기관 통화량은 4조6천억원 감소한 554조6천억원이다.

광의통화(M2)는 6월에 3411조8천억원으로 전월대비 26조8천억원(0.8%) 증가이나, 현금화 대기인 단기자금인 협의통화(M1)은 1281조5천억원으로 전월대비 16조1천억원(1.3%) 증가로 강세이다.

투자용 출금 대기의 요구불예금은 6월에 11조2천억원 급증하며 2년미만 정기예적금과 수익증권이 각각 8조3천억원, 5조2천억원 증가하는 투자대기자금 범람 상태이다.

7월에 은행의 가계대출은 1040조2천억원(잔액기준))으로 전월대비 9조7천억원이 증가하며 통화량 증가율을 추월하며 2004년 통계 이후 최대폭 증가세다.

1분기에 가계부채는 1765조원으로 증가했고, 통화량 급증에 7월 소비자물가는 2.6% 뛰어 4개월 연속 2%대 상승률이다.

미국 상무부가 오늘(17일) 7월 소매 판매가 6월보다 1.1% 감소했다고 발표하자 미국 증시는 일제히 하락했다.

미국의 소매 소비 감소는 식당과 술집 매출이 1.7% 이상 증가이나, 증가세이던 온라인 판매에서 3.1% 감소로 수출주도 국가에 직결됐다.kimjc00@hanmail.net

Increased money supply due to overheating of real estate amid surge in short-term waiting funds

As more than 27 trillion won was released into the market in June, the concentration of short-term investment capital, which is concentrated in households rather than corporations, is becoming clearer.

As for the money supply in June, households (non-profit) increased by 0.9% and the corporate sector increased by 0.8%, while the money supply of financial institutions decreased and MI (cash currency) increased by 1.3% due to short-term funds.

The Bank of Korea's money supply in June was 1665.8 trillion won for households (non-profit organizations), an increase of 5 trillion won in mortgage loans from 14.3 trillion won in the previous month, up 0.9% from the previous month.

On the other hand, the corporate sector's money supply was 100.8 trillion won, an increase of 7.9 trillion won (0.8%) from the previous month, while that of financial institutions decreased by 4.6 trillion won to 554.6 trillion won.

Broad currency (M2) was 3411.8 trillion won in June, an increase of 26.8 trillion won (0.8%) from the previous month. (1.3%) is bullish with an increase.

Demand deposits waiting to be withdrawn for investment surged 11.2 trillion won in June, and period deposits for less than two years and beneficiary certificates increased by 8.3 trillion won and 5.2 trillion won, respectively.

In July, banks' household loans amounted to 1040.2 trillion won (balance basis), an increase of 9.7 trillion won from the previous month, surpassing the rate of increase in the money supply, the largest increase since 2004 statistics.

Household debt rose to 1,765 trillion won in the first quarter, and the consumer price index jumped 2.6% in July due to the rapid increase in the money supply, the 2% increase rate for four consecutive months.

U.S. stocks fell after the U.S. Commerce Department announced today (17th) that retail sales in July were down 1.1% from June.

The decline in retail consumption in the US was directly linked to export-led countries as restaurant and bar sales increased by more than 1.7%, but online sales, which had been on the rise, fell 3.1%.

M2, household loans, household debt, short-term funds, waiting funds, US consumption, real estate overheating, consumer prices, money supply, investment waiting funds