해외증권투자 125억달러증가 외국인 국내62억 급변

Foreign securities investment rises by U

지난해 내국인 해외증권투자 증가가 125억달러에 외국인 국내투자 증가가 절반인 62억달러로 급변하며 주택담보대출은 증가폭이 커졌다.

내국인 해외 직접투자는 120억6천달러인 반면 외국인 국내투자는 22억1천만달러에 그쳐 지난해부터 자본투자에 해외 유출이 확연해졌다.

작년 내국인의 해외 증권투자는 784억1천만달러로 역대 1위이고, 주식투자는 685억8천만달러 증가로 역대 1위이다.

한국은행의 지난해 상품수지 흑자 규모는 2020년 12월 106억달러에서 44억8천만 달러로 61억2천만 달러 대폭 감소했다.

지난해 중반부터 수입이 급증하며 수출은 전년대비 99억달러 증가해 624억3천만달러이나 수입은 160억2천만달러 증가로 579억5천달러이다.

지난해 서비스수지는 31억1천만 달러 적자에서, 수출입 운송 급증에 운송수지는 154억3천만달러 흑자이다.

사상최대 수입 기록한 지난해 579억5천만달러는 원자재 63.8% 급증에 자본재 18.5% 소비재 12.3% 증가로 12개월 연속 증가세이다.

수출은 전년동월대비 14개월 연속 증가에서 석유제품 78.2% 철강제품 34.6% 반도체 34.1% 화공품 25.4% 정보통신기기 16.5% 증가이다.

올해 1월에 은행의 가계대출은 1천60조2천억원으로 지난해 12월 말보다 4천억원 감소하고, 이 직전 전월 2천억원 감소에 연속 감소세이다.

한국은행의 통계는 1월 주택담보대출(잔액 781조원)이 2조2천억 증가하고 지난해 12월 2조원 증가보다 자본투자에 몰린 반면, 신용대출 포함 기타대출이 2조6천억원 감소하며 전년도 12월 2조2천억원 감소보다 커지며 금융위기 직후 최대 감소폭인 2009년 1월(-3조2천억원) 이후 최대치라서 침체기로 보인다.

1월에 증가한 주택담보대출 2조2천억원 중 전세자금 대출이 1조4천억원으로, 지난해 12월 1조8천억원 증가에 이어 연속 증가세로 무주택자들의 침체경기 위기를 보여준다.kimjc00@hanmail.net

Foreign securities investment rises by US$12.5 billion, while domestic and foreign investors change rapidly by 6.2 billion won

Last year, the increase in overseas securities investment by Koreans rapidly changed from US$12.5 billion to US$6.2 billion, which is half of the increase in foreign domestic investment.

Foreign direct investment by Koreans was 12.06 billion dollars, while foreign domestic investment was only 2.21 billion dollars.

Last year, Koreans' overseas securities investment amounted to $78.41 billion, the highest on record, and stock investment increased by $68.58 billion, the highest on record.

The Bank of Korea's goods account surplus last year fell sharply by $6.12 billion from $10.6 billion in December 2020 to $4.48 billion.

Since the middle of last year, imports have surged, and exports increased by $9.9 billion from the previous year to $62.43 billion, but imports increased by $16.02 billion to $57.95 billion.

Last year, the service account was in a deficit of 3.11 billion dollars, and the transportation account was in a surplus of 15.43 billion dollars due to a surge in import and export transportation.

Last year, record-high imports of $57.95 billion were on the rise for the 12th consecutive month, with a 63.8% increase in raw materials and an 18.5% increase in capital goods and 12.3% in consumer goods.

Exports increased by 78.2% for petroleum products, 34.6% for steel products, 34.1% for semiconductors, 25.4% for chemical products, and 16.5% for information and communication equipment, from the 14th consecutive month of increase year-on-year.

In January of this year, banks' household loans amounted to 160.2 trillion won, a 400 billion won decrease from the end of December last year, and a decline of 200 billion won the previous month.

The Bank of Korea's financial statistics show that while housing mortgage loans (balance of 781 trillion won) increased by 2.2 trillion won in January, and capital investment was more than the 2 trillion won increase in December last year, other loans including credit loans decreased by 2.6 trillion won. It is larger than the monthly decline of 2.2 trillion won, and it is the largest since January 2009 (-3.2 trillion won), the largest decline right after the financial crisis, so it appears to be in a period of recession.

Of the 2.2 trillion won in mortgage loans that increased in January, Jeonse loans amounted to 1.4 trillion won.

Economic recession, product balance, income surge, credit loan, foreign domestic investment, raw material import, capital investment, jeonse loan, mortgage loan, overseas securities investment